2536 NW Seagrass Drive

Palm City, FL 34990

$399,900

$205/ft²

3Beds

2Baths

1,949Sq ft

1985Year built

CondoType

About this home

Commanding the widest panoramic views of the St. Lucie River of any Bayhead condo, this exceptional end-unit residence is one of the community's most desirable waterfront offerings. Surrounded by lush tropical landscaping from the welcoming front entry to the expansive rear patio, this private retreat offers a peaceful, secluded setting while showcasing breathtaking river views from nearly every room. Inside, the thoughtfully designed split floor plan offers 1,949 square feet of living space with two spacious bedrooms plus a versatile den that can easily serve as a third bedroom or home office. The main living area is enhanced by soaring vaulted ceilings with beautiful tongue-and-groove detailing, creating an open, airy atmosphere filled with abundant natural light while perfectly framing the spectacular waterfront backdrop. Recently renovated bathrooms, three closets in the primary suite, a walk-in closet in the guest bedroom, and a custom built-in bar in the den provide exceptional comfort and functionality. Step outside your back door and immerse yourself in the quintessential Florida lifestyle. Enjoy direct access to Harbour Ridge's scenic two-mile nature trail that winds along the picturesque St. Lucie River—perfect for morning walks, evening sunsets, or simply taking in the abundant wildlife. If you keep a boat at the marina, you'll also appreciate the convenience of walking from your residence directly to your boat and being on the water in minutes. Lovingly maintained by its original owner, the home also features a 2013 A/C, 2022 water heater, accordion hurricane shutters, a covered carport with private storage, and an ideal location just steps from the community pool and golf cart storage. Rarely does an end-unit residence combine the widest river views in Bayhead Village, exceptional privacy, and an unparalleled connection to nature, creating an extraordinary opportunity to experience the very best of Harbour Ridge Yacht & Country Club living. Harbour Ridge is one of the most premier private club memberships in all of South Florida, which offers luxurious amenities for all of their members. Whether you enjoy golf, boating, kayaking, paddle boarding, fitness, tennis, pickleball, dining, bird watching, or embracing the natural surrounds of a Certified Audubon Cooperative Sanctuary, Harbour Ridge offers something for everyone. The club also prides themselves by providing their membership an unparalleled level of personalized service across all amenity venues to ensure the highest level of membership experiences throughout the club and community.

Features

Waterfront

Property details

Listing

MLS #: B26046711
Status: For sale
Listed on: Jun 29, 2026
Days on market: 41 days
Listing data updated: Aug 3, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,949 ft²
Price per ft²: $205/ft²
Unit: 2a

Building & community

Type: Condo
Year built: 1985
HOA fee: $4,230/mo
County: St Lucie

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,022
Property taxes (est.): $367
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $4,230

Estimated total$6,936*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?