2570 NW Seagrass Drive

Palm City, FL 34990

$299,000

$185/ft²

2Beds

2Baths

1,619Sq ft

1985Year built

CondoType

About this home

Experience effortless Florida living in this beautifully renovated first-floor condo in Bayhead Village at Harbour Ridge Yacht & Country Club. Offering 2 bedrooms, 2 bathrooms, and 1,619 A/C sq. ft., this renovated residence features an open-concept design, fresh interior paint, crown molding, plantation shutters, and high-end plush bedroom carpeting. The custom kitchen showcases soft-close cabinetry, granite countertops, GE Profile appliances, and a wine refrigerator, along with a 2023 A/C unit. Relax on your private patio surrounded by tranquil natural views. Complete with a carport, storage closet, this move-in-ready home offers the perfect blend of luxury, comfort, and low-maintenance living in one of South Florida's premier private club communities. Harbour Ridge is one of the most premier private club memberships in all of South Florida, which offers luxurious amenities for all of their members. Whether you enjoy golf, boating, kayaking, paddle boarding, fitness, tennis, pickleball, dining, bird watching, or embracing the natural surrounds of a Certified Audubon Cooperative Sanctuary, Harbour Ridge offers something for everyone. The club also prides themselves by providing their membership an unparalleled level of personalized service across all amenity venues to ensure the highest level of membership experiences throughout the club and community.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26040781
Status: For sale
Listed on: Jun 13, 2026
Days on market: 57 days
Listing data updated: Aug 3, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,619 ft²
Price per ft²: $185/ft²
Unit: 3a

Building & community

Type: Condo
Year built: 1985
HOA fee: $4,230/mo
County: St Lucie

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,512
Property taxes (est.): $274
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $4,230

Estimated total$6,249*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?