2640 Gately Drive W

West Palm Beach, FL 33415

$305,000

$220/ft²

2Beds

2Baths

1,384Sq ft

1990Year built

CondoType

About this home

Welcome to this beautifully maintained and thoughtfully updated home offering comfort, style, and peace of mind. Featuring full tile flooring throughout, this residence boasts a bright, open feel complemented by custom lighting and recently updated vents. The kitchen has been tastefully upgraded with new cabinetry, quartz countertops, and modern appliances, creating a clean and functional space ideal for everyday living and entertaining. The spacious primary suite includes a well-appointed bath with dual sinks and accessibility-friendly features, including handicap-height toilets for added comfort. Enjoy major system upgrades that truly set this home apart: new roof (December 2025), A/C (2023), and water heater (2019)—providing long-term value and peace of mind. The home is also equipped with full hurricane shutters for added protection. Additional highlights include an in-unit washer and dryer, generous living spaces, and seamless indoor-outdoor flow to a covered patio and private backyard area, perfect for relaxing or entertaining. Located in a well-kept community offering resort-style amenities including multiple pools, clubhouse, and tennis/pickleball courts, all within close proximity. Conveniently situated in West Palm Beach, near shopping, dining, and major roadways. This is an exceptional opportunity to enjoy low-maintenance South Florida living with all the right updates already in place. Schedule your private showing today!

Features

Private pool
55+ community

Property details

Listing

MLS #: B26016459
Status: For sale
Listed on: Apr 16, 2026
Days on market: 116 days
Listing data updated: Jul 30, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,384 ft²
Price per ft²: $220/ft²
Unit: 1601

Building & community

Type: Condo
Year built: 1990
HOA fee: $520/mo
County: Palm Beach

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,542
Property taxes (est.): $280
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $520

Estimated total$2,659*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?