29 Harbour Isle Drive W

Hutchinson Island, FL 34949

$607,000

$305/ft²

2Beds

2Baths

1,989Sq ft

2006Year built

CondoType

About this home

LOCATION, LOCATION, LOCATION! Welcome to your ultimate waterfront retreat—this stunning PENTHOUSE corner unit in Harbour Isle West boasts the widest, most breathtaking Intracoastal views in Harbour Isle. Spanning an expansive 2,000 square feet, this light-filled residence features soaring 10-foot ceilings and sweeping water views from every single room. The thoughtfully designed layout includes 2 bedrooms, 2 bathrooms, and a dedicated home office. Comes with one of the few coveted- air-conditioned garages . Live the ultimate resort lifestyle with premium amenities just steps away, including an expansive heated pool, a fully equipped fitness center, tennis courts, and a vibrant social calendar. Perfectly situated on Hutchinson Island, you can easily walk or bike to the beach, Jaycee Park, and local dining. For seamless travel, you are perfectly positioned near the expanding Treasure Coast and Vero Beach Regional Airports. AVAILABLE IMMEDIATELY! Note for primary residence buyers: Florida voters will decide on an expansion to the Homestead Exemption on the ballot this November.

Features

Waterfront

Property details

Listing

MLS #: R11159344
Status: For sale
Listed on: Jan 30, 2026
Days on market: 192 days
Listing data updated: Aug 6, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,989 ft²
Price per ft²: $305/ft²
Unit: Ph01

Building & community

Type: Condo
Year built: 2006
HOA fee: $895/mo
County: St Lucie

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,069
Property taxes (est.): $557
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $895

Estimated total$4,954*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?