2911 SW 21st Terrace

Delray Beach, FL 33445

$249,500

$185/ft²

2Beds

2Baths

1,348Sq ft

1980Year built

CondoType

About this home

Welcome to this spacious and beautifully situated second-floor unit in the desirable Delray Oaks community, offering peaceful lake views and over 1,300 square feet of comfortable living space. This well-maintained 2-bedroom, 2-bath residence features a thoughtfully designed split-bedroom floor plan that provides both privacy and functionality, making it ideal for full-time residents, seasonal owners, or investors. As you enter, you're greeted by a bright and open living and dining area with ample space for both relaxing and entertaining. The open layout flows seamlessly into a spacious eat-in kitchen, complete with generous cabinetry, ample countertop space, and a convenient full-size washer and dryer discreetly located within the kitchen area. The oversized primary suite offers a quiet retreat with two large walk-in closets providing abundant storage. The ensuite bathroom includes a private vanity area and full bath, offering both comfort and convenience. The split layout places the guest bedroom on the opposite side of the unit, making it perfect for visiting guests, a home office, or additional living space. A second full bathroom is located nearby. Additional upgrades and features include accordion hurricane shutters for peace of mind during storm season, a tankless water heater for energy efficiency, an updated electrical panel, freshly painted interior, and numerous closets and storage areas throughout the home. The unit is ideally positioned within the community with convenient assigned parking just steps away, along with plentiful guest parking for visitors. Residents of Delray Oaks enjoy a range of amenities designed to complement the South Florida lifestyle, including a community pool, clubhouse, and a scenic walking path that winds around the lake. Directly across the street is a protected nature preserve, offering additional green space and opportunities to enjoy the outdoors. Located in the heart of Delray Beach, the property offers easy access to major roadways including I-95 and is just minutes from shopping centers, dining, entertainment, and beautiful Atlantic beaches. Residents are also close to everyday conveniences like Costco, as well as the vibrant restaurants, boutiques, and nightlife along Atlantic Avenue. The area also provides access to highly regarded schools and nearby colleges. Whether you're seeking a full-time residence, seasonal retreat, or investment opportunity, this lakefront condo combines spacious living, desirable amenities, and an exceptional location in one of Delray Beach's most convenient communities.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26000630
Status: For sale
Listed on: Mar 12, 2026
Days on market: 151 days
Listing data updated: Aug 5, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,348 ft²
Price per ft²: $185/ft²
Unit: 272b

Building & community

Type: Condo
Year built: 1980
HOA fee: $630/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,262
Property taxes (est.): $228
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $630

Estimated total$2,353*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?