3 Harbour Isle Drive

Fort Pierce, FL 34949

$725,000

$365/ft²

2Beds

2Baths

1,989Sq ft

2005Year built

CondoType

About this home

Title: Architectural Digest Waterfront Masterpiece – Harbour IslePrepare to be captivated by this showstopping 2BR/2BA coastal residence—an unparalleled blend of Architectural Digest design and waterfront luxury in sought-after Harbour Isle! Every inch of this 2,000 sq ft end-unit condo was masterfully renovated in 2025 with $200,000+ in upgrades, including Fine Art Italian porcelain tile, custom shiplap ceilings, art gallery display systems, Serena & Lily lighting, and exquisite 8” baseboards. Spa-inspired bathrooms feature Hansgrohe fixtures, a $6K Smart Bidet, gold-lit wallpaper, and a serene wet room. The chef’s kitchen is equipped with a full Samsung smart suite and European sink, all brand new with premium technology. Immaculate, never lived in since its designer transformation, this turnkey home comes fully furnished with breathtaking direct water views—see dolphins and manatees from your living room! Enjoy world-class amenities: pickleball, fitness, gated security, owners- only privacy, and sunset vistas from your picture windows.

Features

Waterfront
Private pool
55+ community

Property details

Listing

MLS #: F10536613
Status: For sale
Listed on: Nov 13, 2025
Days on market: 269 days
Listing data updated: Jun 18, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,989 ft²
Price per ft²: $365/ft²
Unit: 302

Building & community

Type: Condo
Year built: 2005
HOA fee: $789/mo
County: St Lucie

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,666
Property taxes (est.): $664
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $789

Estimated total$5,552*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?