3028 Spanish Cedar Place

Fort Pierce, FL 34946

$499,900

$194/ft²

4Beds

2.5Baths

2,581Sq ft

2024Year built

Single-family homeType

About this home

Waterfront. This two-story home effortlessly divides space for comfort and privacy. The first floor showcases an open floorplan among the family room, dining room and kitchen with a center island. A flex space at the front can serve multiple purposes such as an elegant sitting room or office. Upstairs are all four bedrooms, including a loft space and the large owner's suite with a private bathroom. Prices, dimensions and features may vary and are subject to change.

Features

Waterfront
Private pool

Property details

Listing

MLS #: R11105228
Status: For sale
Listed on: Jul 6, 2025
Days on market: 400 days
Listing data updated: Jun 26, 2026

Interior

Beds: 4
Baths: 2.5
Living area: 2,581 ft²
Price per ft²: $194/ft²

Building & community

Type: Single-family home
Year built: 2024
HOA fee: $285/mo
County: St Lucie

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,528
Property taxes (est.): $458
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $285

Estimated total$3,588*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?