309 FERNANDINA Street
Hutchinson Island, FL 34949
$1,280,000
$697/ft²
About this home
Location, Location, Location! A true boater's paradise on South Hutchinson Island! Experience the best of Florida waterfront living in this custom-built 3-bedroom + den, 2.5-bath pool home with 65 feet of waterfront on beautiful Faber Cove. Designed for boating enthusiasts, you'll enjoy a 12,000-lb electric boat lift, covered hoist, 10-foot water depth at the dock, 46-foot bridge clearance, and quick, easy access to the Atlantic Ocean. Spend your mornings on the water and your evenings relaxing by the screened pool overlooking the canal. Just a short walk to the beach, this home offers the perfect combination of boating, beach living, and coastal luxury—all with NO HOA! This custom masonry home was built approximately 7 feet above the high-water level for added peace of mind and features a durable metal roof along with 2023 hurricane-impact windows and doors. Recent waterfront improvements include a new seawall (approximately 3 years old) and new dock boards. The dock offers approximately 10 feet of water depth, a covered boat hoist, a 12,000-lb electric boat lift, and approximately 46 feet of bridge clearance, providing quick access to the Intracoastal Waterway and Atlantic Ocean. Inside, you'll find a spacious floor plan featuring a formal dining room, an open kitchen with breakfast bar, a flexible den that's ideal for a home office, media room, or guest space, two generously sized guest bedrooms, and an oversized laundry room with abundant storage. Outside, the oversized driveway offers plenty of room for multiple vehicles, a boat trailer, or RV. Relax or entertain from the screened lanai and pool while enjoying peaceful waterfront views. Located on desirable South Hutchinson Island, you're just a short walk from the beach while still enjoying your own private dock and direct boating access. This is Florida waterfront living at its finest.
Features
- Waterfront
- Private pool
Property details
Listing
- MLS #
- B26060563
- Status
- For sale
- Listed on
- Aug 5, 2026
- Days on market
- 4 days
- Listing data updated
- Aug 9, 2026
Interior
- Beds
- 3
- Baths
- 2.5
- Living area
- 1,836 ft²
- Price per ft²
- $697/ft²
Building & community
- Type
- Single-family home
- Year built
- 1987
- County
- St Lucie
Lot & exterior
- Lot size
- 14,810 ft²
- Waterfront
- Yes
- Private pool
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $6,472
- Property taxes (est.)
- $1,173
- Home insurance (est.)
- $600
- Flood insurance (est.)
- —
Estimated total$8,245*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$6,472/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Schweitzer Realty.
Elizabeth Schweitzer · 772-241-4433 · lizpslhomes@gmail.com · 772-521-6706
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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