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Back to results309 FERNANDINA Street
For sale

309 FERNANDINA Street

Hutchinson Island, FL 34949

$1,280,000

$697/ft²

3Beds
2.5Baths
1,836Sq ft
1987Year built
Single-family homeType

About this home

Location, Location, Location! A true boater's paradise on South Hutchinson Island! Experience the best of Florida waterfront living in this custom-built 3-bedroom + den, 2.5-bath pool home with 65 feet of waterfront on beautiful Faber Cove. Designed for boating enthusiasts, you'll enjoy a 12,000-lb electric boat lift, covered hoist, 10-foot water depth at the dock, 46-foot bridge clearance, and quick, easy access to the Atlantic Ocean. Spend your mornings on the water and your evenings relaxing by the screened pool overlooking the canal. Just a short walk to the beach, this home offers the perfect combination of boating, beach living, and coastal luxury—all with NO HOA! This custom masonry home was built approximately 7 feet above the high-water level for added peace of mind and features a durable metal roof along with 2023 hurricane-impact windows and doors. Recent waterfront improvements include a new seawall (approximately 3 years old) and new dock boards. The dock offers approximately 10 feet of water depth, a covered boat hoist, a 12,000-lb electric boat lift, and approximately 46 feet of bridge clearance, providing quick access to the Intracoastal Waterway and Atlantic Ocean. Inside, you'll find a spacious floor plan featuring a formal dining room, an open kitchen with breakfast bar, a flexible den that's ideal for a home office, media room, or guest space, two generously sized guest bedrooms, and an oversized laundry room with abundant storage. Outside, the oversized driveway offers plenty of room for multiple vehicles, a boat trailer, or RV. Relax or entertain from the screened lanai and pool while enjoying peaceful waterfront views. Located on desirable South Hutchinson Island, you're just a short walk from the beach while still enjoying your own private dock and direct boating access. This is Florida waterfront living at its finest.

Features

  • Waterfront
  • Private pool

Property details

Listing

MLS #
B26060563
Status
For sale
Listed on
Aug 5, 2026
Days on market
4 days
Listing data updated
Aug 9, 2026

Interior

Beds
3
Baths
2.5
Living area
1,836 ft²
Price per ft²
$697/ft²

Building & community

Type
Single-family home
Year built
1987
County
St Lucie

Lot & exterior

Lot size
14,810 ft²
Waterfront
Yes
Private pool
Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest)
$6,472
Property taxes (est.)
$1,173
Home insurance (est.)
$600
Flood insurance (est.)

Estimated total$8,245*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Location

Mortgage calculator

$6,472/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of Schweitzer Realty.

Elizabeth Schweitzer · 772-241-4433 · lizpslhomes@gmail.com · 772-521-6706

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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