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For sale

3098 SW Cedar Trail

Palm City, FL 34990

$995,000

$362/ft²

4Beds
2Baths
2,746Sq ft
1996Year built
Single-family homeType

About this home

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

Features

  • Waterfront
  • Private pool

Property details

Listing

MLS #
B26014459
Status
For sale
Listed on
Apr 12, 2026
Days on market
120 days
Listing data updated
Aug 9, 2026

Interior

Beds
4
Baths
2
Living area
2,746 ft²
Price per ft²
$362/ft²

Building & community

Type
Single-family home
Year built
1996
HOA fee
$25/mo
County
Martin

Lot & exterior

Lot size
10,221 ft²
Waterfront
Yes
Private pool
Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest)
$5,031
Property taxes (est.)
$913
Home insurance (est.)
$600
Flood insurance (est.)
HOA fee
$25

Estimated total$6,569*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Location

Mortgage calculator

$5,031/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of Keller Williams Realty Of The Treasure Coast.

Erin Duke-Warren · 561-818-3746 · erin@benchmarkgroupre.com · 772-419-0400

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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