3101 S Ocean Boulevard

Highland Beach, FL 33487

$720,000

$729/ft²

2Beds

2Baths

988Sq ft

1970Year built

CondoType

About this home

This oceanfront condo in the coveted Penthouse Towers of Highland Beach offers true coastal living with breathtaking Atlantic views and direct private beach access. Located in one of South Florida's most serene and residential seaside buildings, this two-bedroom, two-bath residence captures sunrises over the ocean and brings the coastal lifestyle right into your everyday routine. The light-filled interior and spacious balcony provide an ideal setting for both quiet mornings and relaxed evenings with the sound of the ocean just steps away. Penthouse Towers is a well-established oceanfront condominium with private beach frontage and a warm, community atmosphere. Residents enjoy a beachfront pool, fitness area, clubhouse, library, and a variety of social and recreation spaces that enhance Penthouse Towers is a well-established oceanfront condominium with private beach frontage and a warm, community atmosphere. Residents enjoy a beachfront pool, fitness area, clubhouse, library, and a variety of social and recreation spaces that enhance the relaxed coastal lifestyle. Covered parking and elevator access add convenience to everyday living. Highland Beach is prized for its peaceful oceanfront setting and residential character while being conveniently positioned between Delray Beach and Boca Raton. Atlantic Avenue, the heart of downtown Delray Beach, offers lively dining, shopping, art and entertainment, while Mizner Park in Boca provides refined boutiques, cultural experiences, and excellent restaurants. With easy access to major airports and Brightline service nearby, this location blends tranquil beach living with vibrant neighborhood amenities. This residence presents a rare opportunity to own oceanfront real estate in a community that balances privacy and lifestyle with proximity to some of South Florida's most desirable downtowns. Whether enjoyed as a year-round residence or seasonal retreat, it embodies the best of Highland Beach living.

Features

Waterfront
Private pool

Property details

Listing

MLS #: R11166419
Status: For sale
Listed on: Feb 23, 2026
Days on market: 168 days
Listing data updated: May 31, 2026

Interior

Beds: 2
Baths: 2
Living area: 988 ft²
Price per ft²: $729/ft²
Unit: 302

Building & community

Type: Condo
Year built: 1970
HOA fee: $1,794/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,641
Property taxes (est.): $660
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $1,794

Estimated total$6,528*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?