32 Pirates Dr
Key Largo, FL 33037
$639,000
$913/ft²
About this home
Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship. From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint. Home is uniquely situated to give plenty of room for your cars and boat. Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Voluntary Boating Association with nominal fee of $250 per year. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance. This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.
Property details
Listing
- MLS #
- A12051508
- Status
- For sale
- Listed on
- Jul 10, 2026
- Days on market
- 30 days
- Listing data updated
- Aug 6, 2026
Interior
- Beds
- 2
- Baths
- 1
- Living area
- 700 ft²
- Price per ft²
- $913/ft²
Building & community
- Type
- Single-family home
- Year built
- 1966
- County
- Monroe
Lot & exterior
- Lot size
- 3,189 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $3,231
- Property taxes (est.)
- $586
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
Estimated total$4,250*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$3,231/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of LoKation.
Susan Holler · 305-393-1695 · suz@susanKholler.com · 954-545-5583
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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