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For sale

323 Bay View Ave

Key Largo, FL 33037

$725,000

$403/ft²

3Beds
2Baths
1,801Sq ft
1987Year built
Single-family homeType

About this home

Nestled among mature tropical trees with only one neighboring property, this 3BR/2BA two-story home presents a peaceful, low-density setting just approx. 800 ft from a private homeowners’ park with beach, dock, and boat ramp for convenient access to Florida Bay. The home features an enclosed interior staircase connecting both levels, supporting its legal 3-bedroom configuration and providing a cohesive single-family layout. The lower level is dedicated to the primary suite with ensuite bath and access to an enclosed, air-conditioned patio with large windows and a separate exterior entry—that can be used for a home office, studio, or flex space (non-bedroom). Upstairs, the open-concept living area is bright and functional, with terracotta tile throughout the main living spaces and a natural flow between living, dining, and kitchen areas. Two additional bedrooms with wood laminate flooring and a full bath complete the upper level. Additional features include accordion hurricane shutters, ceiling fans, recessed lighting, two separate A/C systems, and two water heaters (2022 A/C and 2023 water heater upstairs). The property also has a one-car garage/workshop, exterior-access storage, and ample parking for multiple vehicles, a boat, or RV. Surrounded by established tropical landscaping, this property presents a unique combination of setting, layout, and proximity to water access.

Property details

Listing

MLS #
A12021668
Status
For sale
Listed on
May 19, 2026
Days on market
82 days
Listing data updated
Jun 26, 2026

Interior

Beds
3
Baths
2
Living area
1,801 ft²
Price per ft²
$403/ft²

Building & community

Type
Single-family home
Year built
1987
HOA fee
$46/mo
County
Monroe

Lot & exterior

Lot size
5,000 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest)
$3,666
Property taxes (est.)
$664
Home insurance (est.)
$433
Flood insurance (est.)
HOA fee
$46

Estimated total$4,809*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Location

Mortgage calculator

$3,666/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of Beycome of Florida LLC.

Steven Koleno · 804-656-5007 · contact@beycome.com · 804-656-5007

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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