323 Bay View Ave
Key Largo, FL 33037
$725,000
$403/ft²
About this home
Nestled among mature tropical trees with only one neighboring property, this 3BR/2BA two-story home presents a peaceful, low-density setting just approx. 800 ft from a private homeowners’ park with beach, dock, and boat ramp for convenient access to Florida Bay. The home features an enclosed interior staircase connecting both levels, supporting its legal 3-bedroom configuration and providing a cohesive single-family layout. The lower level is dedicated to the primary suite with ensuite bath and access to an enclosed, air-conditioned patio with large windows and a separate exterior entry—that can be used for a home office, studio, or flex space (non-bedroom). Upstairs, the open-concept living area is bright and functional, with terracotta tile throughout the main living spaces and a natural flow between living, dining, and kitchen areas. Two additional bedrooms with wood laminate flooring and a full bath complete the upper level. Additional features include accordion hurricane shutters, ceiling fans, recessed lighting, two separate A/C systems, and two water heaters (2022 A/C and 2023 water heater upstairs). The property also has a one-car garage/workshop, exterior-access storage, and ample parking for multiple vehicles, a boat, or RV. Surrounded by established tropical landscaping, this property presents a unique combination of setting, layout, and proximity to water access.
Property details
Listing
- MLS #
- A12021668
- Status
- For sale
- Listed on
- May 19, 2026
- Days on market
- 82 days
- Listing data updated
- Jun 26, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,801 ft²
- Price per ft²
- $403/ft²
Building & community
- Type
- Single-family home
- Year built
- 1987
- HOA fee
- $46/mo
- County
- Monroe
Lot & exterior
- Lot size
- 5,000 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $3,666
- Property taxes (est.)
- $664
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
- HOA fee
- $46
Estimated total$4,809*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$3,666/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Beycome of Florida LLC.
Steven Koleno · 804-656-5007 · contact@beycome.com · 804-656-5007
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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