3405 NW 44th St

Oakland Park, FL 33309

$165,000

$206/ft²

1Beds

1Baths

802Sq ft

1988Year built

CondoType

About this home

Beautifully Updated One-Bedroom at Summer Lake! This spacious and sun-filled one-bedroom residence features a brand-new high-end washer and dryer (2025), a fully renovated bathroom (2025), and all-new kitchen appliances installed in December 2024. Additional highlights include granite countertops, tile flooring throughout, and a stunning lake view. Perfectly situated just steps from the clubhouse and community pool, this freshly painted unit also offers convenient parking right in front within a gated community. Enjoy easy access to Commercial Blvd and nearby shops, dining, and transportation. Whether you're looking for a primary residence or a strong investment opportunity, this property is ready to impress. Currently leased with an excellent market-rate tenant!

Features

Waterfront

Property details

Listing

MLS #: A11679276
Status: For sale
Listed on: Oct 20, 2024
Days on market: 659 days
Listing data updated: May 20, 2026

Interior

Beds: 1
Baths: 1
Living area: 802 ft²
Price per ft²: $206/ft²
Unit: 104

Building & community

Type: Condo
Year built: 1988
HOA fee: $429/mo
County: Broward

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $834
Property taxes (est.): $152
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $429

Estimated total$1,648*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?