3640 SW 16th St
Miami, FL 33145
$890,000
$578/ft²
About this home
Welcome to this charming and beautifully maintained 3-bedroom, 2-bath home located in the desirable Coral Gate neighborhood of Miami, 33145. Built in 1953 and situated on a rare oversized 8,325 sq. ft. lot, this inviting residence offers 1,540 sq. ft. of comfortable living space with classic character and thoughtful updates. The home features a remodeled kitchen completed approximately five years ago, crown molding, ceramic tile flooring throughout, and a convenient accessible layout. Major improvements include roof, electrical, and plumbing updates completed between 1991-1995. Two front windows are impact glass, while the remaining windows are protected with accordion shutters. Enjoy a spacious backyard with room for a pool, boat, RV or future expansion. Located in Flood Zone X with no HOA, this property offers flexibility and peace of mind. Zoned 5700 – Duplexes General, the property provides additional potential for future development or investment opportunities. Ideally located near Coral Gables, Coconut Grove, Brickell, and Downtown Miami, with convenient access to shopping, dining, parks, and major roadways. Zoned for Sunset Elementary, Ponce de Leon Middle, and Coral Gables Senior High. A wonderful opportunity to own a well-cared-for home in one of Miami’s most desirable central neighborhoods.
Property details
Listing
- MLS #
- A12054368
- Status
- For sale
- Listed on
- Jul 16, 2026
- Days on market
- 24 days
- Listing data updated
- Jul 28, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,540 ft²
- Price per ft²
- $578/ft²
Building & community
- Type
- Single-family home
- Year built
- 1953
- County
- Miami-Dade
Lot & exterior
- Lot size
- 8,321 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $4,500
- Property taxes (est.)
- $816
- Home insurance (est.)
- $600
- Flood insurance (est.)
- —
Estimated total$5,916*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$4,500/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of The Cortes Group Real Estate Inc..
Rosemary Cortes · 305-984-0771 · CortesRealEstate@aol.com · 305-984-0771
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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