38 Silver Springs Dr

Key Largo, FL 33037

$525,000

$547/ft²

3Beds

1Baths

960Sq ft

1973Year built

Single-family homeType

About this home

Discover this charming mid-century home, fully remodeled and brimming with character. Featuring stunning terrazzo floors, three bedrooms, and one bathroom, the open-plan living, dining, and kitchen area creates a seamless flow throughout the home. Every detail has been updated, including a new AC unit, water heater, and electrical system, while the roof is just 5 years old. Outside, you'll find a storage shed, hurricane shutters, and a fully fenced backyard complete with cement pavers — perfect for al fresco dining and entertaining. With no grass to maintain, upkeep is a breeze. Ideally located close to US 1, Coral Reef State Parks, and fantastic waterfront restaurants within walking distance, this home offers the best of Key Largo living. Residents can also enjoy exclusive access to a private community beach and boat ramp with an annual membership. Whether you're looking for a weekend retreat or a permanent paradise to call home, this gem at Mile Marker 101 bayside in the sought-after Key Largo Park neighborhood offers an unbeatable lifestyle at a fraction of the cost.

Property details

Listing

MLS #: A12074061
Status: For sale
Listed on: Aug 19, 2026
Days on market: 8 days
Listing data updated: Aug 19, 2026

Interior

Beds: 3
Baths: 1
Living area: 960 ft²
Price per ft²: $547/ft²

Building & community

Type: Single-family home
Year built: 1973
County: Monroe

Lot & exterior

Lot size: 2,500 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Transit: MILE MARKER 98 KEY LARGO · 2 mi away
Supermarket: Publix · 1 mi away
Park: Key Largo Community Park · 0.8 mi away
Pharmacy: Walgreens · 0.8 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $2,655
Property taxes (est.): $482
Home insurance (est.): $433
Flood insurance (est.): —

Estimated total$3,570*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?