3912 S OCEAN Boulevard

Highland Beach, FL 33487

$1,650,000

$1,218/ft²

2Beds

2Baths

1,355Sq ft

1976Year built

CondoType

About this home

A rare penthouse offering in Highland Beach with unobstructed views of the Intracoastal Waterway, nature preserve, Atlantic Ocean and evening city lights. On clear days, you can even see launches from Cape Canaveral. An oversized balcony and expansive private rooftop terrace provide incredible outdoor space for entertaining, dining and enjoying spectacular South Florida sunrises and sunsets. This gorgeous residence features impact glass doors and windows, porcelain flooring extending throughout the interior and balcony, designer hardware throughout, and a kitchen finished with quartz countertops, a farmhouse sink and stainless-steel appliances. The spacious primary suite features its own en-suite laundry, an oversized walk-in closet and beautifully finished marble bathroom with dual-sink vanity, designer lighting, rain shower and heated smart bidet toilet. The second bedroom offers custom built-in shelving and opaque glass sliding doors. Additional features include recessed ceiling lighting in the living room, premium covered parking space #47 on the ground level and a private storage locker located next to the residence. Regency Highland is a 24-hour guard-gated oceanfront community offering private beach access with beach chairs and tiki huts, two swimming pools, including one overlooking the Intracoastal, two fitness centers, tennis and pickleball courts, boat slips, and a large community room with ping-pong, multiple televisions and space to gather and entertain, along with a renovated lobby and common areas. Ideally positioned on the barrier island of Highland Beach between Boca Raton and Delray Beach, PH1 is just minutes from the restaurants, shops, galleries and nightlife of Downtown Delray Beach. Penthouse living, panoramic water views, a massive private rooftop terrace and private beach access—all in one of South Florida's most sought-after seaside communities. Opportunities offering this combination of views, private outdoor space and location are few and far between.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26064554
Status: For sale
Listed on: Aug 14, 2026
Days on market: 13 days
Listing data updated: Aug 24, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,355 ft²
Price per ft²: $1,218/ft²
Unit: PH-1

Building & community

Type: Condo
Year built: 1976
HOA fee: $1,932/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Transit: Mizner Boulevard/Palmetto Park Road · 3.9 mi away
Supermarket: ALDI · 1 mi away
Park: Sand Pine Park · 0.9 mi away
Pharmacy: CVS Pharmacy · 1.3 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $8,343
Property taxes (est.): $1,513
Home insurance (est.): $1,238
Flood insurance (est.): —
HOA fee: $1,932

Estimated total$13,026*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?