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For sale

3972 N Ocean Drive

Singer Island, FL 33404

$1,450,000

$554/ft²

3Beds
4Baths
2,615Sq ft
1986Year built
CondoType

About this home

Ocean Row | Singer Island - Residence #5 Two-Story Oceanfront Living, Reimagined. A rare opportunity to own within Ocean Row, a private collection of just ten two-story residences set along the oceanfront grounds of Singer Island. Designed to live like a home rather than a traditional condominium, Residence #5 offers over 2,600 square feet of fully renovated living space with direct garage entry and no elevator access required. Completed in 2023, the residence has been reimagined with a clean, modern aesthetic and high-end finishes throughout. The designer kitchen anchors the main living space, featuring custom driftwood cabinetry, quartz countertops, under-cabinet lighting, and a full suite of new appliances, ideal for both everyday living and entertaining. The thoughtful two-story layout creates a natural separation between living and private spaces. The upper-level primary suite offers a true retreat, complete with dual bathrooms, four walk-in closets, a private balcony, and an expansive additional storage closet, thoughtfully integrated to enhance functionality without compromising design. Two guest suites on the main level each feature their own respective bathrooms and private patio retreats, creating quiet, separate outdoor spaces ideal for visitors or extended stays. A well-appointed laundry room on the main level adds everyday convenience, complete with a full-size washer and dryer, utility sink, and custom cabinetry, designed with both form and function in mind. A flexible bonus space, currently configured with custom closets, offers the option for a private office, dressing room, or additional storage. Additional upgrades include new porcelain tile flooring, updated interior doors and baseboards, a redesigned stairwell, motorized rechargeable window treatments, and major system improvements including a new A/C, air handler, electric water heater, and a water softener system for enhanced water quality and long-term efficiency. All completed in 2023. What truly sets this residence apart is its unique dual-access lifestyle. Enter privately through your attached garage into the residence, or step through the interior foyer's opposite entrance, which opens directly to the expansive pool deck and resort amenities, creating a seamless indoor-outdoor flow rarely found in oceanfront properties. The community is currently anticipating the completion of a full modernization project, including a complete redesign of the expansive pool deck. The vision reflects the same refined, contemporary coastal aesthetic seen at The Ritz-Carlton and St. Regis, with curated lounging areas, upscale furnishings, louvered cabanas, and dedicated barbecue spaces designed for relaxed, elevated outdoor living. Positioned on oceanfront grounds with private beach access just steps away, residents enjoy a full suite of resort-style amenities designed to elevate everyday living. The newly envisioned pool deck will feature two distinct pool experiences, including an adult-only pool and a separate family-friendly pool, along with a Jacuzzi, fire pit lounges, outdoor showers, and curated gathering spaces with upscale furnishings and louvered cabanas. An on-site full-service restaurant offers both dining and bar seating, while tennis and pickleball courts and two fully equipped fitness facilities provide the convenience of a private, on-site gym experience. Gated security completes the community. On the beach, dedicated service provides chairs and umbrellas set up daily, allowing owners to arrive and relax without the effort, adding to the seamless, resort-style lifestyle Ocean Row is known for. Unlike traditional high-rise living, Ocean Row offers a rare combination of space, privacy, and livability, delivering the feel of a private home within a full-service oceanfront setting. A private residence, a curated retreat, and a fully serviced coastal lifestyle, all seamlessly experienced from one address.

Features

  • Waterfront
  • Private pool

Property details

Listing

MLS #
B26019125
Status
For sale
Listed on
Apr 22, 2026
Days on market
109 days
Listing data updated
Aug 7, 2026

Interior

Beds
3
Baths
4
Living area
2,615 ft²
Price per ft²
$554/ft²
Unit
5

Building & community

Type
Condo
Year built
1986
HOA fee
$2,849/mo
County
Palm Beach

Lot & exterior

Waterfront
Yes
Private pool
Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest)
$7,332
Property taxes (est.)
$1,329
Home insurance (est.)
$600
Flood insurance (est.)
HOA fee
$2,849

Estimated total$12,110*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?

Location

Mortgage calculator

$7,332/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of EXP Realty LLC.

Michelle Rinaldi · 561-371-6224 · michelle@rinaldirealestate.com · 888-883-8509

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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