433 12th Street SE

Vero Beach, FL 32962

$980,000

$520/ft²

3Beds

2Baths

1,884Sq ft

1987Year built

Single-family homeType

About this home

Enjoy waterfront luxury in Very desirable River Shore Estates. This captivating 3-bedroom, 2-bath pool home offers stunning scenic riverfront views and a deep-water channel backdrop. Enjoy relaxing poolside or spectacular sunsets from the newer 24' x 12' dock, ideal for larger boats. The fenced backyard provides privacy, while the quiet dead-end street and no HOA offer added appeal. Excellent Airbnb potential, conveniently located near beaches, shopping, major highways, and area amenities. A rare opportunity to enjoy the ultimate Florida waterfront lifestyle!

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26064231
Status: For sale
Listed on: Aug 14, 2026
Days on market: 13 days
Listing data updated: Aug 26, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,884 ft²
Price per ft²: $520/ft²

Building & community

Type: Single-family home
Year built: 1987
County: Indian River

Lot & exterior

Lot size: 12,632 ft²
Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,955
Property taxes (est.): $898
Home insurance (est.): $735
Flood insurance (est.): —

Estimated total$6,588*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?