4340 Santa Maria

Vero Beach, FL 32967

$401,570

$308/ft²

2Beds

2Baths

1,302Sq ft

2026Year built

Single-family homeType

About this home

NEW CONSTRUCTION: Live the Coastal lifestyle in this adorable cottage home at Harbor Isle. This home is thoughtfully designed for comfort and functionality, the Ascent is an ideal choice for those seeking a Florida retreat, looking to downsize or beach oasis without compromising on style! On trend finishes including tile flooring that flows seamlessly throughout.

Features

Private pool

Property details

Listing

MLS #: B26054123
Status: For sale
Listed on: Jul 19, 2026
Days on market: 22 days
Listing data updated: Jul 19, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,302 ft²
Price per ft²: $308/ft²
Unit: 252 Ascent

Building & community

Type: Single-family home
Year built: 2026
HOA fee: $318/mo
County: Indian River

Lot & exterior

Lot size: 3,049 ft²
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,031
Property taxes (est.): $368
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $318

Estimated total$3,034*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?