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For sale

46 Sadowski Cswy

Key Colony, FL 33051

$895,000

$918/ft²

2Beds
2Baths
975Sq ft
2002Year built
Single-family homeType

About this home

2BD/2BA waterfront half-duplex in Key Colony Beach, offering impressive water views from both the front and back of the home. Stilted concrete construction, metal roof and impact windows make the insurances extremely affordable. Wake up to glowing sunrises over the water and wind down with color-soaked Keys sunsets from your private balconies perfect for morning coffee, sunset cocktails, and effortless indoor-outdoor living. A deep-water pier-style dock accommodates boats up to 40 ft giving you instant access to world-class fishing, diving, and boating. Designed for adventure and convenience, the property includes parking for up to 3 vehicles, 2 covered spaces beneath the home and an additional uncovered driveway space ideal for extra parking or a boat trailer. A dedicated tackle room keeps gear organized and ready for your next trip offshore. Everything you love about Key Colony Beach is within easy walking distance, Sunset Park for oceanfront strolls and nightly sunsets, the Key Colony Beach Golf Course, tennis and pickleball courts, the Cabana Club with oceanfront pool and beach access (membership-based), and the Key Colony Beach Marina. Restaurants, walking paths, and the island's friendly, laid-back atmosphere are all right at your doorstep. With 7-day rentals permitted, this property offers excellent vacation-rental potential in one of the most desirable waterfront, boating communities in the Middle Keys. A bright, breezy coastal escape and always a pleasure to show.

Features

  • Waterfront

Property details

Listing

MLS #
A12056491
Status
For sale
Listed on
Jul 20, 2026
Days on market
20 days
Listing data updated
Jul 20, 2026

Interior

Beds
2
Baths
2
Living area
975 ft²
Price per ft²
$918/ft²

Building & community

Type
Single-family home
Year built
2002
County
Monroe

Lot & exterior

Lot size
2,260 ft²
Waterfront
Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest)
$4,526
Property taxes (est.)
$821
Home insurance (est.)
$600
Flood insurance (est.)

Estimated total$5,947*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Location

Mortgage calculator

$4,526/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of Ocean Sotheby's International.

Jo Ann Cook · 305-360-7968 · jcook@oceansir.com · 305-735-4095

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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