4630 SW Ardsley Drive

Stuart, FL 34997

$725,000

$361/ft²

3Beds

2Baths

2,008Sq ft

2020Year built

Single-family homeType

About this home

Welcome to this stunning single-story St. Lucia model, built in 2020 and perfectly situated within the highly desirable gated community of Banyan Bay. This immaculate 3- bedroom, 2-bath, 2-car garage home offers a bright, open-concept layout designed for both comfort and effortless entertaining. Set on a premium preserve lot adjacent to a quiet cul-de-sac, the home provides exceptional privacy and serene natural views. Inside, you'll find impact windows and doors, elegant plantation shutters, wood-look plank tile flooring, stainless steel appliances, an oversized kitchen island with pantry, and expansive double sliders that seamlessly blend indoor and outdoor living. Step onto your lanai and unwind while enjoying peaceful preserve views and breathtaking western sunsets. With room to add a pool, the backyard offers endless potential to create your own private oasis. Located in the gated community of Banyan Bay, residents enjoy a low maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization. Community amenities include St. Lucie River access with a fishing dock, kayak and paddle board launch, and gazebo. The clubhouse features a fitness center, heated pool, activity room, and catering kitchen perfect for gatherings or simply enjoying the Florida lifestyle.

Features

Private pool

Property details

Listing

MLS #: R11166810
Status: For sale
Listed on: Feb 26, 2026
Days on market: 165 days
Listing data updated: Jun 5, 2026

Interior

Beds: 3
Baths: 2
Living area: 2,008 ft²
Price per ft²: $361/ft²

Building & community

Type: Single-family home
Year built: 2020
HOA fee: $325/mo
County: Martin

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,666
Property taxes (est.): $664
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $325

Estimated total$5,088*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?