48 Montoya

Fort Pierce, FL 34951

$259,990

$178/ft²

3Beds

2Baths

1,460Sq ft

2026Year built

Single-family homeType

About this home

The SOLARA offers 1,460 square feet of well-used space. This three-bedroom home lets you spread out while still enjoying the low-maintenance lifestyle at Spanish Lakes. The open great room & dining area creates a bright central hub for relaxing, hosting guests or enjoying quiet evenings at home. The kitchen sits just off the dining space & features a smart layout with an island, ample counter space, cabinetry & pantry. The owners suite boasts a walk-in closet & well-appointed bathroom with double sinks. Bedrooms 2 & 3 share a convenient full bathroom. A dedicated laundry room, linen storage & a foyer closet keep everything organized. Equipped with a one-car garage & a separate golf cart garage. Coastal-inspired exterior styles, impact glass windows & metal roofs complete the package.

Features

55+ community

Property details

Listing

MLS #: R11167221
Status: For sale
Listed on: Feb 27, 2026
Days on market: 163 days
Listing data updated: Aug 5, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,460 ft²
Price per ft²: $178/ft²

Building & community

Type: Single-family home
Year built: 2026
County: St Lucie

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,315
Property taxes (est.): $238
Home insurance (est.): $233
Flood insurance (est.): —

Estimated total$1,786*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?