4870 Bonsai Cir

Palm Beach Gardens, FL 33418

$519,000

$301/ft²

3Beds

2.5Baths

1,726Sq ft

2005Year built

CondoType

About this home

Welcome to 4870 Bonsai Circle #106, located in the desirable, gated community of Legends at the Gardens. This beautifully maintained residence offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, and is ideally situated within walking distance to Abacoa, Alton Town Center, Roger Dean Stadium, and nearby shopping and dining. The community is a hidden gem, featuring a secured front entrance, a heated community pool, and scenic lake and preserve views. This meticulously maintained home features a southeast-facing back porch with stunning water views and refreshing cross-breezes that flow effortlessly through the home via the front retractable screen door. Pride of ownership is evident throughoutWith its spacious two-story layout, soaring ceilings, and abundant storage, the property lives beautifully like a townhouse while offering the comfort and privacy. Recent upgrades include a newer roof, impact-rated windows, and updated stainless steel appliances, offering modern comfort, enhanced safety, and true peace of mind. The first floor features a spacious kitchen with granite countertops, 42" maple cabinetry, stainless steel appliances, breakfast area, and snack bar, ideal for both everyday living & entertaining. Open living areas are filled with natural light and showcase tranquil lake views, flowing seamlessly to the patio for relaxed indoor-outdoor living. Low HOA includes water, sewer,cable, structural insurance, exterior care, maintenance of building, landscaping & amenities

Features

Waterfront

Property details

Listing

MLS #: A11968550
Status: For sale
Listed on: Feb 21, 2026
Days on market: 170 days
Listing data updated: Jun 21, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 1,726 ft²
Price per ft²: $301/ft²
Unit: 106

Building & community

Type: Condo
Year built: 2005
HOA fee: $499/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,624
Property taxes (est.): $476
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $499

Estimated total$4,032*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?