500 Scotia Drive

Hypoluxo, FL 33462

$312,500

$269/ft²

3Beds

2Baths

1,162Sq ft

2001Year built

CondoType

About this home

Welcome to Mariners Cay, a gated, all-ages, and pet-friendly Intracoastal community offering resort-style living in a prime waterfront location. This beautifully maintained 3-bedroom, 2-bathroom residence features a 1-car garage and private driveway, combining comfort, convenience, and coastal charm. Inside, you'll find a bright and airy interior with neutral colors and tile flooring throughout. The spacious kitchen offers ample cabinet and counter space along with recessed lighting, making it ideal for both everyday living and entertaining. An interior laundry utility closet includes a washer and dryer for added convenience. The primary suite is filled with natural light and features a ceiling fan, large vanity, and an ensuite bathroom with a tub and glass enclosure. Hurricane impact windows and doors provide peace of mind, while the covered balcony offers the perfect place to relax and enjoy the Florida lifestyle. Residents of Mariners Cay enjoy an impressive array of resort-style amenities, including a heated pool, covered spa/hot tub, clubhouse, fitness center, billiards room, sauna, BBQ area, and a private beach area along the Intracoastal complete with tiki huts. Water sport access areas make it easy to enjoy kayaking, paddleboarding, and more. The roof was replaced in 2023. The 30-gallon water heater and the 2-ton 16 SEER A/C were also replaced in 2023 - both under warranty. Located just steps from the Palm Beach Yacht Center, residents also enjoy convenient access to boat clubs, charters, and marina services. The HOA fee includes water, exterior insurance, and access to all community amenities, making ownership both convenient and affordable.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26045593
Status: For sale
Listed on: Jun 25, 2026
Days on market: 46 days
Listing data updated: Jul 26, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,162 ft²
Price per ft²: $269/ft²
Unit: 302

Building & community

Type: Condo
Year built: 2001
HOA fee: $940/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,580
Property taxes (est.): $287
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $940

Estimated total$3,124*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?