520 Caroline Dr

Vero Beach, FL 32968

$1,099,000

$300/ft²

3Beds

3Baths

3,659Sq ft

2026Year built

Single-family homeType

About this home

NEW CONSTRUCTION, Turn Key and ready to move in , perfect for empty nesters or new families – This luxurious 3BR/3BA waterfront estate in Stoney Brook Farms blends "country quiet" with modern elegance. Highlights include a 3-car garage, private pool, and a high-end outdoor kitchen. The interior is finished with Italian tile, tray ceilings, and a chef’s kitchen featuring Calcutta quartz and a wine/coffee bar. Enjoy extra storage in the custom laundry/pantry suite. Located in a premier Vero Beach community (4.6 stars) next to the Polo fields and just 15 minutes from the Atlantic Ocean.

Features

Waterfront

Property details

Listing

MLS #: A12050625
Status: For sale
Listed on: Jul 8, 2026
Days on market: 32 days
Listing data updated: Aug 2, 2026

Interior

Beds: 3
Baths: 3
Living area: 3,659 ft²
Price per ft²: $300/ft²

Building & community

Type: Single-family home
Year built: 2026
HOA fee: $320/mo
County: Indian River

Lot & exterior

Lot size: 17,860 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,557
Property taxes (est.): $1,008
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $320

Estimated total$7,485*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?