520 West Ave

Miami Beach, FL 33139

$1,990,000

$1,328/ft²

2Beds

2Baths

1,499Sq ft

2004Year built

CondoType

About this home

Fully upgraded and furnished condos at the luxurious Bentley Bay South Tower. Unit offers so much more than the outstanding views that come from being directly on Biscayne Bay. It has floors to ceiling windows throughout, so whether you’re cooking in the kitchen, or entertaining in the living room, you can enjoy the beautiful water views from any angle. As you step outside on the spacious balcony, you can soak up some sun and watch as boats pass by on the bay. Bentley Bay is close to grocery stores, dining, and the South Beach neighborhoods. There is a beautiful pool, gym with updated equipment, front desk attendants, and valet services.

Features

Waterfront

Property details

Listing

MLS #: A11912348
Status: For sale
Listed on: Nov 11, 2025
Days on market: 271 days
Listing data updated: Jun 23, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,499 ft²
Price per ft²: $1,328/ft²
Unit: 1102

Building & community

Type: Condo
Year built: 2004
HOA fee: $2,724/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $10,063
Property taxes (est.): $1,824
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $2,724

Estimated total$15,211*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?