522 Oak Harbour Dr

Juno Beach, FL 33408

$600,000

$461/ft²

2Beds

2Baths

1,301Sq ft

1986Year built

CondoType

About this home

Rare opportunity to own a waterfront residence in the highly sought-after Oak Harbour, a 24-hour manned, private gated boating community ideally positioned along the Intracoastal Waterway in Juno Beach with direct ocean access and no fixed bridges. This beautifully updated 2-bedroom, 2-bath corner unit offers sweeping marina views and an abundance of natural light. The recently remodeled kitchen features modern finishes and thoughtful design, perfectly complementing the home’s updated bathrooms and new ceramic tile flooring throughout the living areas, bedrooms, and enclosed patio. Enjoy serene sunsets from your private enclosed patio, creating the ideal setting for relaxed coastal living. Additional features include a 2018 A/C replacement for added peace of mind. Oak Harbour residents enjoy an exceptional array of amenities, including a clubhouse, fitness center, and outdoor grilling areas. Conveniently located just minutes from premier shopping, dining, Palm Beach International Airport, top universities, and world-class golf courses. A refined blend of comfort, location, and lifestyle—this is coastal living at its finest.

Features

Waterfront

Property details

Listing

MLS #: A12042926
Status: For sale
Listed on: Jul 3, 2026
Days on market: 38 days
Listing data updated: Jul 9, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,301 ft²
Price per ft²: $461/ft²
Unit: 522

Building & community

Type: Condo
Year built: 1986
HOA fee: $1,175/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,034
Property taxes (est.): $550
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $1,175

Estimated total$5,192*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?