540 West Ave

Miami Beach, FL 33139

$850,000

$1,094/ft²

1Beds

1Baths

777Sq ft

2004Year built

CondoType

About this home

Beautiful 1 BD/1 BA unit at the Bentley Bay with amazing Bay and Downtown Miami skyline views. It's completely built out with top-of-the-line decors and finishings. The interior includes brand new white marble floors, custom built closets, and open kitchen with granite counter-tops. The bathroom also has gorgeous marble throughout with a wide jacuzzi tub and shower. The Bentley Bay is especially known for its many amenities: pool, sauna, concierge, and 24 hour security.

Features

Waterfront

Property details

Listing

MLS #: A12059575
Status: For sale
Listed on: Aug 10, 2026
Days on market: 17 days
Listing data updated: Aug 11, 2026

Interior

Beds: 1
Baths: 1
Living area: 777 ft²
Price per ft²: $1,094/ft²
Unit: 713

Building & community

Type: Condo
Year built: 2004
HOA fee: $1,560/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: MIAMI BEACH SOUTH POINTE ELEMENTARY SCHOOL · 0.2 mi away
Middle school: MIAMI BEACH FEINBERG/FISHER K-8 · 1 mi away
High school: MIAMI BEACH SENIOR HIGH SCHOOL · 1.7 mi away
Transit: ALTON RD & 5 ST · 0.1 mi away
Supermarket: Publix · 0.1 mi away
Park: Canopy Park · 0.1 mi away
Pharmacy: Walgreens · 0.4 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

FEMA zone AE · high-risk flood zone

Mortgage (principal & interest): $4,298
Property taxes (est.): $779
Home insurance (est.): $638
Flood insurance (est.): $346
HOA fee: $1,560

Estimated total$7,621/mo

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?