5420 N Ocean Dr

Singer Island, FL 33404

$645,000

$428/ft²

2Beds

2Baths

1,508Sq ft

1979Year built

CondoType

About this home

Wake up to breathtaking sunrises and endless open ocean views from this stunning 2-bedroom, 2-bathroom beachfront residence located in an exclusive private building with direct private beach access. Filled with natural light, this beautifully designed apartment features a spacious open-concept layout with a modern open kitchen flowing seamlessly into a large living and dining area — perfect for entertaining or simply relaxing while enjoying panoramic water views from every angle. The primary suite offers direct access to the oceanfront balcony, creating the perfect retreat to enjoy your morning coffee while listening to the waves and watching the sunrise over the Atlantic. Large windows bring the beauty of the ocean indoors, creating a bright and peaceful coastal atmosphere throughout the home. Whether you are searching for your dream primary residence, a sophisticated vacation home, or a smart beachfront investment, this property offers the ultimate South Florida lifestyle with privacy, comfort, and resort-style living. Enjoy the tranquility of a private beachfront community while being just moments from fine dining, shopping, entertainment, and everything coastal living has to offer. Experience luxury by the ocean — where every day feels like a vacation.

Features

Waterfront

Property details

Listing

MLS #: A12019147
Status: For sale
Listed on: May 14, 2026
Days on market: 88 days
Listing data updated: Jul 11, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,508 ft²
Price per ft²: $428/ft²
Unit: 2201

Building & community

Type: Condo
Year built: 1979
HOA fee: $1,393/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,261
Property taxes (est.): $592
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $1,393

Estimated total$5,679*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?