5455 Lugo Street

Fort Pierce, FL 34951

$460,000

$283/ft²

4Beds

2Baths

1,623Sq ft

2020Year built

Single-family homeType

About this home

Nestled in the desirable Waterstone community, this beautifully maintained, lakefront, 2020-built, saltwater pool home offers 4BD, 2BA, 3 car garage & 1,623 of living sq.ft. Recent updates include new quartz kitchen countertops, new LVP flooring & new landscape w/ LED spotlights throughout. Step outside to the covered patio overlooking the vinyl-fenced backyard, side 2-tier garden w/ vined pergola & papered pathway, creating the perfect setting for relaxation. Community amenities include a pool, fitness room & pickleball courts, offering recreation & convenience right at home, all with a low annual HOA fee of just $140!

Features

Private pool

Property details

Listing

MLS #: B26058530
Status: For sale
Listed on: Jul 30, 2026
Days on market: 11 days
Listing data updated: Aug 6, 2026

Interior

Beds: 4
Baths: 2
Living area: 1,623 ft²
Price per ft²: $283/ft²

Building & community

Type: Single-family home
Year built: 2020
HOA fee: $12/mo
County: St Lucie

Lot & exterior

Lot size: 7,733 ft²
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,326
Property taxes (est.): $422
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $12

Estimated total$3,077*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?