55 Tropic Isle Drive

Delray Beach, FL 33483

$295,000

$328/ft²

2Beds

2Baths

899Sq ft

1984Year built

CondoType

About this home

Discover coastal living just minutes from everything Delray Beach has to offer! This charming, updated 2-bedroom, 2-bath condo at Boca Isle features an open, light-filled layout designed for comfort and easy Florida living and has full impact windows. Enjoy a spacious living and dining area, a well-appointed kitchen, and a private screened balcony—perfect for morning coffee or evening breezes. The primary suite offers generous closet space and an en-suite bath, while the second bedroom is ideal for guests or a home office. Additional highlights include laundry room with ample storage, and peaceful garden and pool views that capture the relaxed coastal vibe of the community. Boca Isle Condo is a boutique coastal community known for its quiet atmosphere and unbeatable location. Residents enjoy a sparkling community pool, well-maintained grounds, and scenic canal-front surroundings. Boating enthusiasts will love being close to marinas, the Intracoastal Waterway, and ocean access. Located east of US-1 and just minutes from Delray's famous Atlantic Avenue, you'll have quick access to award-winning dining, boutique shopping, nightlife, cultural events, and stunning beaches. Convenient proximity to Publix, Whole Foods, Trader Joe, yacht clubs, parks, and major roadways makes daily life a breeze. This condo offers the perfect combination of coastal charm, convenience, and value in one of Delray Beach's most sought-after waterfront areas. Don't miss your chance to own a piece of paradise schedule your tour today!

Features

Private pool

Property details

Listing

MLS #: R11149527
Status: For sale
Listed on: Dec 23, 2025
Days on market: 230 days
Listing data updated: Aug 5, 2026

Interior

Beds: 2
Baths: 2
Living area: 899 ft²
Price per ft²: $328/ft²
Unit: 37 U

Building & community

Type: Condo
Year built: 1984
HOA fee: $780/mo
County: Palm Beach

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,492
Property taxes (est.): $271
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $780

Estimated total$2,776*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?