5510 SW 4TH PL
Cape Coral, FL 33914
$195,500
About this home
NEW PRICE — ONE OF THE BEST VALUES IN AN INCREDIBLE CAPE CORAL LOCATION! PRICED TO SELL — BRING YOUR OFFER! Beautiful Mediterranean-style corner condo offering over 1,445 sq. ft. of living space, fully furnished/turnkey, southwestern exposure, and no one above you! Whether you're looking for a full-time residence or the perfect snowbird retreat, this spacious second-floor unit is a hidden gem. An abundance of windows provides incredible natural light, while the open layout and soaring ceilings make the home feel even larger. Water is included, and the community is pet-friendly, allowing one pet up to 35 lbs. Enjoy your own covered carport with storage, tropical landscaping, beautiful pool, barbecue area, and gazebo just steps away. Inside you'll find a spacious living room, formal dining area, open kitchen with white cabinetry, stone countertops and stainless steel refrigerator, a large primary suite with private bath and generous closet space, nicely sized second bedroom, and inside laundry with washer and dryer. Close to Tarpon Point Marina, downtown Cape Coral, Rotary Park, restaurants, shopping, and entertainment. LOCATION, SIZE, TURNKEY CONVENIENCE AND A GREAT NEW PRICE! Schedule your private showing today and bring your offer!
Property details
Listing
- MLS #
- A12067506
- Status
- For sale
- Listed on
- Aug 7, 2026
- Days on market
- 3 days
- Listing data updated
- Aug 9, 2026
Interior
- Beds
- 2
- Baths
- 2
- Unit
- 605
Building & community
- Type
- Condo
- Year built
- 1990
- HOA fee
- $687/mo
- County
- Lee
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $989
- Property taxes (est.)
- $179
- Home insurance (est.)
- $233
- Flood insurance (est.)
- —
- HOA fee
- $687
Estimated total$2,088*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Building structural health (SIRS)
No filing record foundWe couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.
Questions about this
What is a SIRS and why does it matter?
Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.
Has this building filed its SIRS?
We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.
What is a special assessment?
A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.
What should I check before buying in this building?
Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.
Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.
Want the full structural picture of this building before you offer?
Location
Mortgage calculator
$989/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Schiff Realty, Inc.
Edward Schiff · 239-699-7559 · Edward@SchiffRealty.com · 239-540-0061
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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