642 86th St

Miami Beach, FL 33141

$720,000

$667/ft²

2Beds

1.5Baths

1,080Sq ft

1948Year built

Single-family homeType

About this home

Discover Villa Ola, a 2-bed + den twin home that captures the essence of Miami Beach living. Located on Biscayne Point, you’re steps from North Beach & North Shore Park. This home has been beautifully updated w/ remodeled living spaces, restored oak wood floors, a modern kitchen w/ SS appliances, an extra large walk in closet, & remodeled bathrooms. Upgrades include 2025 impact windows/doors, 2026 water heater, 2019 roof, 2022 copper wiring & HVAC, and updated plumbing. The spacious den, used as an office or 3rd bedroom, overlooks the private backyard w/ abundant light & banana trees—a true tropical oasis. Villa Ola is more than a home: it's a beachside retreat where mornings start with ocean walks & evenings lead to Miami Beach’s best nightlife. Furniture negotiable. Showings available on Friday, Saturday, and Sunday. Also, available for annual or short term lease (6 months min.) starting August 10th.

Property details

Listing

MLS #: A12049339
Status: For sale
Listed on: Jul 9, 2026
Days on market: 31 days
Listing data updated: Jul 27, 2026

Interior

Beds: 2
Baths: 1.5
Living area: 1,080 ft²
Price per ft²: $667/ft²

Building & community

Type: Single-family home
Year built: 1948
County: Miami-Dade

Lot & exterior

Lot size: 2,501 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,641
Property taxes (est.): $660
Home insurance (est.): $433
Flood insurance (est.): —

Estimated total$4,734*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?