6620 Indian Creek Dr

Miami Beach, FL 33141

$950,000

$831/ft²

2Beds

2Baths

1,143Sq ft

2016Year built

CondoType

About this home

Stunning direct WATER views from this fully furnished 2-bedroom, 2-bathroom condo, ideally located just steps from the beach. This modern residence features an open-concept layout, sleek laminate flooring, stainless steel Bosch appliances, high-impact doors, and floor-to-ceiling impact windows that fill the space with natural light and showcase breathtaking waterfront sunsets. Relax on the spacious balcony while enjoying panoramic bay views. Located on the fifth floor of a premier waterfront building offering a bayfront pool, jacuzzi, fitness center, sauna, BBQ area, dock access, garage parking, and valet service available 24 hours daily. Rentals are permitted up to 12 times per year, making this an excellent investment opportunity, vacation retreat, or primary residence. Conveniently located near top-rated schools, fine dining, shopping, and entertainment. Easy to show!

Features

Waterfront

Property details

Listing

MLS #: A12067803
Status: For sale
Listed on: Aug 25, 2026
Days on market: 2 days
Listing data updated: Aug 25, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,143 ft²
Price per ft²: $831/ft²
Unit: 509

Building & community

Type: Condo
Year built: 2016
HOA fee: $1,900/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: BISCAYNE BEACH ELEMENTARY SCHOOL · 0.8 mi away
Middle school: MATER ACADEMY (MIAMI BEACH) · 1.5 mi away
High school: MIAMI BEACH SENIOR HIGH SCHOOL · 3.6 mi away
Transit: INDIAN CREEK DR & 65 ST · 0.1 mi away
Supermarket: Beach food market & Cafe · 0.1 mi away
Park: 64th Street Park · 0.1 mi away
Pharmacy: Walgreens · 0.1 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $4,804
Property taxes (est.): $871
Home insurance (est.): $713
Flood insurance (est.): —
HOA fee: $1,900

Estimated total$8,288*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?