6620 Indian Creek Dr

Miami Beach, FL 33141

$1,169,000

$1,023/ft²

2Beds

2Baths

1,143Sq ft

2016Year built

CondoType

About this home

Perched on one of the highest and most private lines in this 7-story boutique waterfront building that lower floors simply cannot match. This turnkey, move-in-ready home has $100,000+ investment in upgrades, features polished Volakos white marble flooring throughout the main living areas, a quartz kitchen backsplash, custom drywall soffits with integrated LED cove lighting, all-new recessed lighting, custom blackout roller shades, and designer closets throughout. Enjoy sweeping, unobstructed water views, bay views, and Miami skyline views from your private balcony, with sightlines toward the multimillion-dollar mansions of Allison Island and the yachts passing by on Indian Creek. Just minutes from Millionaire's Row. Peloro is a boutique waterfront building with a 24-hour concierge/front desk, valet parking, a waterfront jacuzzi, sauna, fitness center, rooftop terrace, library/business center, and BBQ area. Located in North Shore, just two blocks from the beach and minutes from Bay Harbor Islands, Surfside, and North Bay Village, with easy access to Publix, Walgreens, shops, and restaurants. Boat dock and community boating facilities available. 30-day rentals allowed. Ideal as a primary residence, seasonal home, or investment property.

Features

Waterfront

Property details

Listing

MLS #: A12076420
Status: For sale
Listed on: Aug 24, 2026
Days on market: 3 days
Listing data updated: Aug 24, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,143 ft²
Price per ft²: $1,023/ft²
Unit: 609

Building & community

Type: Condo
Year built: 2016
HOA fee: $1,981/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: BISCAYNE BEACH ELEMENTARY SCHOOL · 0.8 mi away
Middle school: MATER ACADEMY (MIAMI BEACH) · 1.5 mi away
High school: MIAMI BEACH SENIOR HIGH SCHOOL · 3.6 mi away
Transit: INDIAN CREEK DR & 65 ST · 0.1 mi away
Supermarket: Beach food market & Cafe · 0.1 mi away
Park: 64th Street Park · 0.1 mi away
Pharmacy: Walgreens · 0.1 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $5,911
Property taxes (est.): $1,072
Home insurance (est.): $877
Flood insurance (est.): —
HOA fee: $1,981

Estimated total$9,841*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?