6620 Indian Creek Drive
Miami Beach, FL 33141
$599,900
$490/ft²
About this home
Fully furnished & move-in ready! This rare 3-level townhome-style residence at Peloro offers 1,224 SF with 1BR plus a versatile den - ideal as a home office or guest room - 1.5 baths, and a private rooftop terrace with stunning intracoastal views. Features include impact glass, ceramic tile flooring, full-size in-unit washer/dryer, and 1 assigned garage space. Boutique building with only 113 units, just one block from the beach. Building amenities: 24-hour concierge, valet, pool, jacuzzi, sauna, gym, and library/business center. HOA covers cable, Wi-Fi, water, common areas & pool service. Unbeatable location - steps to Publix, minutes to Bal Harbour Shops, and 20 min to MIA. Leasing permitted up to 12x/year (30-day min), great for investors. Furniture included - just bring your suitcase!
Features
- Waterfront
- Private pool
Property details
Listing
- MLS #
- B26041873
- Status
- For sale
- Listed on
- Jun 15, 2026
- Days on market
- 55 days
- Listing data updated
- Jul 20, 2026
Interior
- Beds
- 2
- Baths
- 1.5
- Living area
- 1,224 ft²
- Price per ft²
- $490/ft²
- Unit
- 602
Building & community
- Type
- Condo
- Year built
- 2016
- HOA fee
- $2,121/mo
- County
- Miami-Dade
Lot & exterior
- Waterfront
- Yes
- Private pool
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $3,033
- Property taxes (est.)
- $550
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
- HOA fee
- $2,121
Estimated total$6,137*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Building structural health (SIRS)
No filing record foundWe couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.
Questions about this
What is a SIRS and why does it matter?
Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.
Has this building filed its SIRS?
We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.
What is a special assessment?
A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.
What should I check before buying in this building?
Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.
Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.
Want the full structural picture of this building before you offer?
Location
Mortgage calculator
$3,033/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Velocity.
Aaron Abbadie · 305-407-0208 · aaron@velocityrefl.com · 561-709-6011
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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