7030 Half Moon Circle

Hypoluxo, FL 33462

$349,900

$223/ft²

3Beds

2Baths

1,568Sq ft

1982Year built

CondoType

About this home

Welcome to Half Moon Bay - Florida Living at Its Finest! SELLER FINANCING! Discover this beautifully updated Palm Beach County 3 BR condo. Nestled in the sought-after gated community of Half Moon Bay, this residence offers an incredible lifestyle right on the Intracoastal Waterway. Enjoy stunning lighted fountain views and sparkling Intracoastal panoramas from your own large patio. The community is well known for its active Florida lifestyle, complete with a vibrant social committee hosting year-round parties and events that bring neighbors together. Half Moon Bay offers the very best of Palm Beach County waterfront living with resort-style amenities, including: Two heated pools with sun decks, Tennis courts and pickleball, Clubhouse with activities and gatherings. A rare private sandy beach and fishing area - a true gem along the Intracoastal! Conveniently located just minutes from shopping, dining, golf, world-class entertainment, and Palm Beach International Airport, you'll have everything at your fingertips. Whether relaxing by the water, joining in on community events, or entertaining at home with a spectacular view, this is the lifestyle you've been searching for. Half Moon Bay Hypoluxo - It simply doesn't get any better!

Features

Waterfront

Property details

Listing

MLS #: R11125437
Status: For sale
Listed on: Sep 18, 2025
Days on market: 326 days
Listing data updated: Jun 12, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,568 ft²
Price per ft²: $223/ft²
Unit: 121

Building & community

Type: Condo
Year built: 1982
HOA fee: $1,650/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,769
Property taxes (est.): $321
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $1,650

Estimated total$4,057*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?