7823 SW 195th Ter
Cutler Bay, FL 33157
$1,089,000
$231/ft²
About this home
Imagine coming home every day to the security of a gated community, resort-style amenities, soaring ceilings, and nearly 4,800 sq. ft. of beautifully designed living space. This exceptional 5-bedroom, 4-bath executive home in prestigious Cutler Cay offers the space, flexibility, and lifestyle today's buyers are searching for. Whether you're entertaining, working from home, hosting guests, or accommodating multigenerational living, this home was designed for modern family living. The open floor plan features a dramatic two-story entry, expansive living areas, and a spacious kitchen with stainless steel appliances, abundant cabinetry, and generous counter space. A first-floor bedroom and full bath are ideal for guests, aging parents, or a private office. Additional features include a 3-car garage, whole-house water filtration, sprinkler system, SWAT mosquito misting system, ADT security with cameras, transferable 5-year roof leak warranty, 120-day appliance warranty, and the pool table is included. Enjoy 24-hour gated security, an elegant clubhouse, fitness center, heated pool and spa, tennis and basketball courts, playground, plus cable and internet included in the HOA. Seller is offering a $10,000 concession toward a rate buy-down or buyer closing costs, making this one of Cutler Cay's best values.
Property details
Listing
- MLS #
- A11968528
- Status
- For sale
- Listed on
- Feb 19, 2026
- Days on market
- 172 days
- Listing data updated
- Jul 20, 2026
Interior
- Beds
- 5
- Baths
- 4
- Living area
- 4,717 ft²
- Price per ft²
- $231/ft²
Building & community
- Type
- Single-family home
- Year built
- 2006
- HOA fee
- $508/mo
- County
- Miami-Dade
Lot & exterior
- Lot size
- 8,293 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $5,507
- Property taxes (est.)
- $998
- Home insurance (est.)
- $600
- Flood insurance (est.)
- —
- HOA fee
- $508
Estimated total$7,613*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$5,507/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Keller Williams Realty Premier Properties.
Fritz Wagor · 786-205-1454 · fritzwagorrealtor@gmail.com · 305-595-2844
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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