7900 Harbor Island Dr

North Bay Village, FL 33141

$535,000

$428/ft²

2Beds

2Baths

1,251Sq ft

2007Year built

CondoType

About this home

Welcome to this beautifully maintained 2-bedroom, 2-bath residence at the prestigious 360 Condominium in the heart of North Bay Village. This spacious unit offers 1,251 SF of living space with tile floors throughout, brand-new stainless steel appliances, an in-unit washer and dryer, and an oversized balcony extending from room to room, providing breathtaking water and city views perfect for relaxing or entertaining. An excellent opportunity for both homeowners and investors! The community allows rentals up to two times per year, making it ideal for seasonal use while generating rental income from snowbirds or long-term tenants. Enjoy resort-style amenities including two waterfront pools, whirlpools, a state-of-the-art fitness center, marina with ocean access, business center, clubhouse, assigned covered parking, abundant guest parking, complimentary valet parking, and 24-hour gated security for peace of mind. Located just minutes from Miami Beach, Midtown, Design District, Downtown Miami, Brickell, and I-95, this property is surrounded by over $5 billion in approved redevelopment projects, including luxury waterfront residences, a new Publix shopping plaza, future retail and dining, and major community improvements that are transforming North Bay Village into one of Miami's most desirable waterfront destinations. Low HOA makes this an exceptional value and a smart investment for the future.

Features

Waterfront

Property details

Listing

MLS #: A12050686
Status: For sale
Listed on: Jul 10, 2026
Days on market: 30 days
Listing data updated: Jul 13, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,251 ft²
Price per ft²: $428/ft²
Unit: 610

Building & community

Type: Condo
Year built: 2007
HOA fee: $798/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,705
Property taxes (est.): $491
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $798

Estimated total$4,427*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?