7950 SW 196th Ter

Cutler Bay, FL 33189

$799,000

$344/ft²

4Beds

2.5Baths

2,324Sq ft

2003Year built

Single-family homeType

About this home

Welcome to this stunning elevated corner home in Cutler Bay featuring soaring 10-foot ceilings, a spacious 2-car garage, and a sparkling private pool, all sitting on a desirable corner lot that offers extra privacy and a side entrance with plenty of room to store your boat. The expansive backyard is perfect for entertaining, and as a resident you'll enjoy exclusive riparian rights to a private community lake where you can swim, paddleboard, and kayak. Two parks are just a short walk away, including the newly renovated Saga Bay Park with 2 lighted tennis courts, 6 lighted pickleball courts, and a kids' playground. . Please note that due to ongoing street construction, SW 196th St is temporarily closed to through traffic, simply continue along Old Cutler Rd and turn onto 85th Ave to access the neighborhood.

Property details

Listing

MLS #: A12041685
Status: For sale
Listed on: Jun 23, 2026
Days on market: 47 days
Listing data updated: Aug 2, 2026

Interior

Beds: 4
Baths: 2.5
Living area: 2,324 ft²
Price per ft²: $344/ft²

Building & community

Type: Single-family home
Year built: 2003
HOA fee: $150/mo
County: Miami-Dade

Lot & exterior

Lot size: 10,018 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,040
Property taxes (est.): $733
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $150

Estimated total$5,356*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?