8117 Surf St
Kissimmee, FL 34747
$615,000
$344/ft²
About this home
**Rare waterfront cottage in Margaritaville Resort Orlando!** One of the few cottages with a premium direct waterfront location, this beautiful 3-bedroom, 2-bath home offers breathtaking water views from two private balconies. **Unlike heavily rented vacation homes, this residence has been privately enjoyed and carefully maintained**, giving it a like-new feel without the wear and tear often associated with short-term rentals. While never enrolled in a rental program, it is fully eligible for short-term rental, making it an excellent primary residence, vacation home, or investment opportunity. The home features tile flooring throughout, an open-concept floor plan, a durable metal roof, quartz countertops, stainless steel appliances, and beautifully designed living spaces with tasteful coastal décor. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setting for entertaining. Enjoy peaceful water views, morning coffee, or spectacular Florida sunsets from either of the two private balconies. Margaritaville Resort Orlando offers resort-style amenities including multiple pools, a fitness center, Island H2O Water Park, shopping, dining, live entertainment, and the Promenade at Sunset Walk. Located just minutes from Walt Disney World and Orlando's major attractions, this rare waterfront property is an exceptional opportunity to own one of Margaritaville's most desirable cottages.
Features
- Waterfront
Property details
Listing
- MLS #
- A12053754
- Status
- For sale
- Listed on
- Jul 15, 2026
- Days on market
- 25 days
- Listing data updated
- Jul 15, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,787 ft²
- Price per ft²
- $344/ft²
Building & community
- Type
- Single-family home
- Year built
- 2021
- HOA fee
- $467/mo
- County
- Osceola
Lot & exterior
- Lot size
- 1,321 ft²
- Waterfront
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $3,110
- Property taxes (est.)
- $564
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
- HOA fee
- $467
Estimated total$4,574*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$3,110/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Fortune Christie's International Real Estate.
Malgorzata Walas · 407-701-0144 · maggie@walas.group · 305-400-6393
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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