812 S Silver Cir
Key Largo, FL 33037
$450,000
$323/ft²
About this home
Lending Available! Located in the highly desirable 55+ waterfront community of Silver Shores, this well-maintained, move-in-ready home offers large comfortable living space conveniently located near the clubhouse, marina, and pool. The spacious primary suite features an ensuite bath, while the flexible floor plan provides exceptional versatility. The second bedroom can easily serve as a home office and opens to an expansive third bedroom--currently used as a family room. With two private exterior entrances, this space is ideal for conversion into a separate guest suite or private quarters. An open-concept kitchen and living area create a welcoming central hub, highlighted by double sliding doors that lead to an air-conditioned Florida room--perfect for morning coffee or relaxed evenings entertaining friends. Silver Shores is known for its exceptional amenities, including a heated pool, marina, boat ramp, clubhouse, tennis, pickleball, bocce, and shuffleboard, along with a vibrant and active social calendar--all within a gated, friendly waterfront setting. The community is currently transitioning to a land condominium structure, allowing homeowners to own their lots with a fee simple deed. The seller has already paid the initial $25,000 assessment for this valuable upgrade. Ideally located just minutes from all that Key Largo has to offer, with an easy commute to Miami, this home delivers the perfect blend of lifestyle, convenience, and investment potential.
Property details
Listing
- MLS #
- A11995937
- Status
- For sale
- Listed on
- Mar 21, 2026
- Days on market
- 142 days
- Listing data updated
- Aug 1, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,392 ft²
- Price per ft²
- $323/ft²
Building & community
- Type
- Mobile home
- Year built
- 1979
- HOA fee
- $340/mo
- County
- Monroe
Lot & exterior
- Lot size
- 4,500 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $2,275
- Property taxes (est.)
- $413
- Home insurance (est.)
- $317
- Flood insurance (est.)
- —
- HOA fee
- $340
Estimated total$3,345*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$2,275/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of LoKation.
Susan Holler · 305-393-1695 · suz@susanKholler.com · 954-545-5583
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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