8145 NW 7th St

Miami, FL 33126

$298,000

$343/ft²

2Beds

2Baths

870Sq ft

1988Year built

CondoType

About this home

Excellent opportunity to own a well-maintained 2-bedroom, 2-bath residence in a centrally located Miami community. This bright and functional unit offers a spacious kitchen with solid wood cabinetry, granite countertops, and stainless steel appliances, flowing into comfortable living and dining areas ideal for everyday living and entertaining. Tile flooring throughout, generous closet space, and central A/C. Conveniently located near major highways, shopping, dining, Miami International Airport, and public transportation. Strong appeal for both end users and investors. Easy to show schedule your appointment today. Ask about the 3-2-1 approved lender buydown. You get an interest rate as low as 3%!! On Zillow, scroll down to "facts & features", click on "show more", then click "View virtual tour" for your Virtual Interactive Lifestyle Concierge! Ask anything. Explore everything.

Property details

Listing

MLS #: A11951647
Status: For sale
Listed on: Jan 27, 2026
Days on market: 195 days
Listing data updated: Jul 28, 2026

Interior

Beds: 2
Baths: 2
Living area: 870 ft²
Price per ft²: $343/ft²
Unit: 315

Building & community

Type: Condo
Year built: 1988
HOA fee: $390/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,507
Property taxes (est.): $273
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $390

Estimated total$2,403*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?