815 NW Flagler Ave

Stuart, FL 34994

$569,000

$408/ft²

3Beds

2Baths

1,393Sq ft

2006Year built

CondoType

About this home

Experience Elevated Waterfront Living on the St. Lucie River in this Beautiful 3 bedroom 2 Bathroom Waterfront Home at Harborage Yacht Club. Fisherman's Paradise, with NO Fixed Bridges and a short 15 min Boat Ride to the St. Lucie Inlet, the Sailfish Capital of the World. Enjoy not only the Breathtaking Expansive Water and Marina views, but also, the Stunning Sunrises and Spectacular Sunset views from your OverSized wrap-around balcony. Inside, the Thoughtfully Upgraded Interior Features Tile Flooring, a Modern Kitchen Appointed with Granite Countertops, European-Style Cabinetry, and Stainless Steel Appliances. The Spacious Primary Bedroom Showcases Stunning Water Views, a Large Bathroom with Dual Sinks and Separate Shower and Bath tub. The Additional Bedrooms are Spacious and Accommodating, and can offer the Flexibility for a Home Office, or Den. Come Experience Exceptional Resort-Style Living with Two pools, a Hot Tub, Fitness Center, Sauna, Clubhouse, with a Poolside Cafe and Bar, tons of Social Activities, and On-Site Dining on the Second Floor. Situated Directly Across from Downtown Stuart, Just a Short Boat Ride or few Minuets Drive, from Multiple Acclaimed Restaurants, Boutique Shopping, Renowned Theater, and Waterfront Entertainment. Bring your Pets, as there are No Pet Restrictions.

Features

Waterfront

Property details

Listing

MLS #: A12011556
Status: For sale
Listed on: May 9, 2026
Days on market: 92 days
Listing data updated: May 16, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,393 ft²
Price per ft²: $408/ft²
Unit: 305

Building & community

Type: Condo
Year built: 2006
HOA fee: $1,672/mo
County: Martin

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,877
Property taxes (est.): $522
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $1,672

Estimated total$5,504*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?