82891 Overseas Highway

Islamorada, FL 33036

$2,100,000

$1,031/ft²

3Beds

3.5Baths

2,036Sq ft

1958Year built

Single-family homeType

About this home

LIVE, WORK & PLAY IN ISLAMORADA | RARE SC COMBO ZONING! Income + residence at MM 82.8 on high-visibility Overseas Hwy! Walk to beach, shops & dining. Street-to-street 50x150 lot w/ Old Hwy rear access & parking for work trucks, trailers & boats. COMMERCIAL OFFICE: Fully outfitted CBS bldg w/ 6" concrete roof, dual mini-splits, full bath, separate meter, 3-phase electric & impact shutters. RESIDENTIAL COMPOUND: 3B/3.5B CBS home split into 4 spaces (A, B, C & flex room w/ half bath). Impact glass, 2024 roof, 2025 panel/water heater & updated ACs. Outdoor laundry & furnishings incl. Offered turn-key w/ 40-yr business assets. NDA req'd. DO NOT DISTURB OCCUPANTS! APPT ONLY. Square Footage Breakdown: Total finished living area of 2,036 sq. ft. includes 1,560 sq. ft. residential compound + 476 sq. ft. commercial office building (2,629 sq. ft. total gross area under roof).

Property details

Listing

MLS #: B26059747
Status: For sale
Listed on: Aug 3, 2026
Days on market: 7 days
Listing data updated: Aug 8, 2026

Interior

Beds: 3
Baths: 3.5
Living area: 2,036 ft²
Price per ft²: $1,031/ft²

Building & community

Type: Single-family home
Year built: 1958
County: Monroe

Lot & exterior

Lot size: 7,500 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $10,619
Property taxes (est.): $1,925
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$13,144*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?