840 Gairloch Lane

Fort Pierce, FL 34947

$410,000

$163/ft²

4Beds

2.5Baths

2,522Sq ft

2019Year built

Single-family homeType

About this home

Beautiful and meticulously maintained lakefront 4BR/2.5BA home in the desirable gated community of Bent Creek. Relax on the east-facing covered patio overlooking the peaceful lake, or unwind in the covered pergola at the water's edge. The fully fenced backyard is perfect for kids and pets. The kitchen features granite countertops, stainless steel appliances, a large island with bar seating, and opens to the living space. A welcoming foyer enhances the home's spacious feel. New luxury vinyl plank flooring installed in 2023. Full CBS construction with accordion shutters for peace of mind. Home exterior painted 2025. Bent Creek offers a resort-style pool, kiddie pool, basketball, tennis/pickleball courts, clubhouse, and a convenient location near I-95, turnpike, downtown, and the beaches.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26053293
Status: For sale
Listed on: Jul 16, 2026
Days on market: 25 days
Listing data updated: Aug 8, 2026

Interior

Beds: 4
Baths: 2.5
Living area: 2,522 ft²
Price per ft²: $163/ft²

Building & community

Type: Single-family home
Year built: 2019
HOA fee: $232/mo
County: St Lucie

Lot & exterior

Lot size: 9,060 ft²
Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,073
Property taxes (est.): $376
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $232

Estimated total$2,998*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?