8421 SW 209th St

Cutler Bay, FL 33189

$397,000

$323/ft²

3Beds

2Baths

1,229Sq ft

1995Year built

TownhouseType

About this home

3/2 Townhome in Desirable Saga Bay! This spacious residence in the sought-after Saga Bay Townhomes community offers a perfect blend of comfort and value. The home features impact windows and a brand-new roof. With a low monthly HOA fee, residents enjoy a well-maintained, tranquil neighborhood that provides a truly serene and comfortable living experience. Exceptional opportunity! Seller is offering incentives that may help reduce your upfront costs or monthly payment—making this home even more attainable. Ask for details!

Property details

Listing

MLS #: A11952001
Status: For sale
Listed on: Feb 4, 2026
Days on market: 187 days
Listing data updated: Jul 11, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,229 ft²
Price per ft²: $323/ft²
Unit: 8421

Building & community

Type: Townhouse
Year built: 1995
HOA fee: $67/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,007
Property taxes (est.): $364
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $67

Estimated total$2,755*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?