8445 SW 181st Ter

Palmetto Bay, FL 33157

$945,000

$432/ft²

4Beds

3Baths

2,190Sq ft

1980Year built

Single-family homeType

About this home

Fantastic Opportunity for a new family to purchase a true "gem" of a home in Palmetto Bay on a large lot! Extremely well-loved and peaceful location and neighborhood on a quiet culdesac for privacy. This home features a new roof 2025, majority impact windows, two new A/C units and 2190 square feet of living, split plan four bedroom and three full bathrooms, formal living and dining with a family room off the kitchen. Features large kitchen with "gas cooktop", granite countertops, and stainless appliances. Natural Gas runs also runs the Dryer and Hot Water Heater. Full-size Washer and Dryer inside the home. New Roof Solar panels for energy efficiency (averages $35 per month FPL electric) and incredible outdoor very spacious garden entertaining area with nice size pool for bar-b-ques and family fun! Full Two-Car garage including level 2 charging station, and plenty of storage! Owner occupied please call listing agent for private showing.

Property details

Listing

MLS #: A12053750
Status: For sale
Listed on: Aug 10, 2026
Days on market: 17 days
Listing data updated: Aug 26, 2026

Interior

Beds: 4
Baths: 3
Living area: 2,190 ft²
Price per ft²: $432/ft²

Building & community

Type: Single-family home
Year built: 1980
County: Miami-Dade

Lot & exterior

Lot size: 16,500 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: WHISPERING PINES ELEMENTARY SCHOOL · 0.8 mi away
Middle school: BOYSTOWN · 1.2 mi away
High school: BOYSTOWN · 1.2 mi away
Transit: SW 87 AV @ SW 184 ST · 0.3 mi away
Supermarket: Publix · 1.4 mi away
Park: Whispering Pines Park · 0.6 mi away
Pharmacy: Walgreens · 1.4 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $4,778
Property taxes (est.): $867
Home insurance (est.): $709
Flood insurance (est.): —

Estimated total$6,354*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?