8470 Kingbird Loop
Estero, FL 33967
$219,000
About this home
Turnkey furnished and just minutes from Florida Gulf Coast University, this second-floor condominium in Osprey Cove is ideal for buyers seeking housing near FGCU, seasonal residents, year-round living, or investors. Enjoy peaceful water views and Southwest Florida wildlife from the screened balcony. The elevator is just steps from the front door, making it easy to bring up groceries and luggage. Inside, the open floor plan features diagonal tile flooring in the main living areas and luxury vinyl plank flooring in the bedrooms. The kitchen offers maple cabinetry, solid surface countertops, a pantry, newer stainless steel appliances, and updated lighting. Crown molding enhances the kitchen and living area, while impact windows and a sliding glass door provide storm protection. Additional features include a newer HVAC system, new washer and dryer, covered carport, guest parking, and a private outdoor storage closet for beach gear, bicycles, fishing equipment, or seasonal items. The building features a newer tile roof, and Osprey Cove is pet-friendly, allowing two pets up to 25 pounds each. Residents enjoy a clubhouse, community room, billiards, fitness center, heated pool, spa, and an active social calendar. Association fees include cable, water, lawn care, landscaping, exterior building maintenance, and building insurance. Conveniently located near Interstate 75, Southwest Florida International Airport, Gulf beaches, Fort Myers, Bonita Springs, Estero, and Naples.
Features
- Waterfront
Property details
Listing
- MLS #
- A12059856
- Status
- For sale
- Listed on
- Jul 25, 2026
- Days on market
- 15 days
- Listing data updated
- Aug 1, 2026
Interior
- Beds
- 2
- Baths
- 2
- Unit
- 1025
Building & community
- Type
- Condo
- Year built
- 2006
- HOA fee
- $533/mo
- County
- Lee
Lot & exterior
- Waterfront
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $1,107
- Property taxes (est.)
- $201
- Home insurance (est.)
- $233
- Flood insurance (est.)
- —
- HOA fee
- $533
Estimated total$2,074*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Building structural health (SIRS)
No filing record foundWe couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.
Questions about this
What is a SIRS and why does it matter?
Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.
Has this building filed its SIRS?
We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.
What is a special assessment?
A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.
What should I check before buying in this building?
Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.
Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.
Want the full structural picture of this building before you offer?
Location
Mortgage calculator
$1,107/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Century 21 AllPoints Realty.
Jonette Jones · 239-878-6583 · jonesandcorealty@gmail.com · 239-415-5881
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.