862 Cardinal Ln

Key Largo, FL 33037

$1,999,000

4Beds

4Baths

—Sq ft

2025Year built

Single-family homeType

About this home

OWNER FINANCING!! Experience Elevated Coastal Living - Brand New Oceanside Pool Home with Dock in Key Largo Welcome to your dream waterfront retreat in Key Largo! This stunning brand-new, 4 bedroom and 4 bath custom-built pool home combines sleek modern design with top-tier amenities, offering the perfect blend of style and comfort. Let's start with your Outdoor Paradise. Step outside to your private heated and chilled saltwater pool with a 5'-6'' depth, massage jets, beach shelf with umbrella holder, five LED lights, and a safety net for peace of mind. The expansive 15' x 40' dock features polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, 30-amp and 120V receptacles—ideal for boating enthusiasts.

Features

Waterfront

Property details

Listing

MLS #: A11859516
Status: For sale
Listed on: Aug 14, 2025
Days on market: 361 days
Listing data updated: Aug 8, 2026

Interior

Beds: 4
Baths: 4

Building & community

Type: Single-family home
Year built: 2025
County: Monroe

Lot & exterior

Lot size: 6,900 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $10,108
Property taxes (est.): $1,833
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$12,541*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?